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Foreign Workers Insurance Guarantee (FWIG)
An insurance guarantee required by the Malaysian Immigration Department from employers as a security deposit.
Covers repatriation expenses in the event where your foreign worker is required by the authorities to be sent back to his country origin during his stay in Malaysia.
Amount of Guarantee is according to the worker’s nationality.
Gross Premium (before SST & Stamp Duty) is calculated as 1% of Amount of Guarantee, Min RM 50.00 per Guarantee issued.
Not Applicable to Maid.
Foreign Workers Hospitalisation Scheme (FWHS)
Coverage for hospitalisation and medical expenses due to accident or sickness of the foreign workers.
Subject to an annual limit of RM 20,000.00 per worker.
Premium is RM 120.00 (inclusive of Third Party Claims Administrator (TPCA) fee (before SST & Stamp Duty).
Maid Insurance
This is an insurance coverage for the indispensable helper at your home. It is a Personal Accident cover with extension of repatriation costs and hospitalization at a small limit.
A brief comparison of offerings by our partner insurers:
| Liberty | Etiqa | CHUBB | |
|---|---|---|---|
| Gross Premium (before 6% SST and Stamp Duty) | RM 58.00 | RM 60.00 | RM 50.00 |
| Main Cover | |||
|
Death
|
RM 15,000 | RM 15,000 | RM 30,000 |
|
Permanent Disablement
|
Up to RM 15,000 | Up to RM 15,000 | Up to RM 30,000 |
|
Repatriation to country of origin
|
Up to RM 4,000 | Up to RM 4,000 | Up to RM 5,000 |
|
Reimbursement of medical bills (subject to excess of RM 50.00)
|
Up to RM 500 | Up to RM 500 | Up to RM 750 |
|
Weekly Benefits
|
RM 100 per week up to 10 weeks | RM 105 per week up to 10 weeks | RM 100 per week up to 10 weeks |
|
Hospitalisation & Surgical Expenses
|
Up to RM 2,000 | Up to RM 2,000 | Up to RM 5,000 |
|
Personal Liability
|
Up to RM 1,000 | Not applicable | Up to RM 5,000 |
Subject to Terms and Conditions of the Policy.
Underwritten By :
Liberty Insurance Berhad
QBE Insurance Berhad Chubb Insurance Malaysia Berhad
QBE Insurance Berhad Chubb Insurance Malaysia Berhad
For Any Enquiry
Call us at:
+603-9213 0606 (General Line)
+603-9213 0628 (Customer Service)
Monday to Friday
From 8.45 am to 5.45 pm (closed on Saturday, Sunday and Public Holidays)
Lunch break: 1:00 PM to 2:00 PM.
Or Scan QR Code
